The web curiosity margin (NIM) stood at 3.46% for Q1 FY26 as in comparison with 4.25% for Q1 FY25.
The standalone PAT stood at Rs 684 crore, down 68% versus Rs 2,152 crore within the 12 months in the past interval.
The financial institution’s internet price within the quarter underneath evaluate stood at Rs 62,961 crores in Q1FY26 as in comparison with Rs 62,532 crores in Q1FY25.
IndusInd Financial institution’s income from price and different revenue for the Q1FY26 stood at Rs 2,157 crore as in comparison with Q1FY25 at Rs 2,442 crore.
Working bills for Q1FY26 stood at Rs 4,229 crores as towards Rs 3,897 crores for the corresponding Q1 FY25.The personal lender paid Rs 11,853 crores as curiosity and working bills in Q1FY26 in comparison with Rs 11,037 crores for the corresponding Q1 FY25.
Stability Sheet
Stability sheet as on June 30, 2025, was reported at Rs 5,39,552 crore as towards Rs 5,30,165 crore as on June 30, 2024, marking development of two% YoY.
Deposits as on June 30, 2025, had been reported at Rs 3,97,144 crore as towards Rs 3,98,513 crores for June 30, 2024. CASA deposits stood at Rs 1,25,006 crores with Present Account deposits standing at Rs 33,892 crores and Financial savings Account deposits at Rs 91,113 crores. CASA deposits comprised 31.48% of complete deposits as on June 30, 2025.
Advances as of June 30, 2025, had been at Rs 3,33,694 crore as towards Rs 3,47,898 crore earlier 12 months.
Asset High quality
Gross NPA had been at 3.64% of gross advances as on June 30, 2025, as towards 3.13% as on March 31, 2025. Web NPA had been 1.12% of internet advances as on June 30, 2025, as in comparison with 0.95% as on March 31, 2025.
The Provision Protection Ratio (PCR) was steady at 70% as on June 30, 2025. Provisions and contingencies for the quarter ended June 30, 2025, had been at Rs 1,760 crores as in comparison with Rs 2,522 crores for the quarter ended on March 31, 2025.
Complete mortgage associated provisions as on June 30, 2025, had been at ₹10,472 crores (3.14% of mortgage guide).
Capital Adequacy
The financial institution’s complete capital adequacy ratio as per Basel III tips (excluding Q1 income) stood at 16.63% as on June 30, 2025, as in comparison with 17.04% as on June 30, 2024. Tier 1 CRAR (excluding Q1 income) was at 15.48% as on June 30, 2025, in comparison with 15.64% as on June 30, 2024.
Danger-Weighted Belongings had been at Rs 4,09,810 crores as towards Rs 3,88,838 crores a 12 months in the past.
Community
As of June 30, 2025, the financial institution’s distribution community included 3,110 branches/ banking shops and three,052 onsite and offsite ATMs, as towards 3,013 branches/banking shops and a couple of,988 onsite and offsite ATMs, as of June 30, 2024. The consumer base stood at approx. 42 million as on June 30, 2025.
Administration commentary
Commenting on the efficiency, Chairman of the Board of Administrators Sunil Mehta stated that the financial institution delivered clear and worthwhile Q1 outcomes, marking a strong restoration from the challenges of the earlier quarter.
He stated that the management transition is progressing nicely, with the ultimate suggestions being submitted to the regulator.
“The Board stays assured of transferring ahead as per deliberate timelines. The Committee of Executives has ensured seamless continuity and efficient execution throughout this section. The Financial institution has taken decisive motion on legacy points, strengthened governance, and enhanced operational controls,” Mehta stated.
