0% introductory APR for 21 months on Stability Transfers: One of many longest introductory intervals we have come throughout, you may get 0% intro APR for a full 21 months on Stability Transfers, which implies you’ll have nearly two years to repay your steadiness.
0% introductory APR for 12 months on Purchases: You will additionally get 0% intro APR for the primary 12 months on Purchases. It is a useful perk when you plan on shopping for something with the cardboard.
Select your cost due date: A bit of flexibility can go a good distance in relation to managing your funds. The cardboard allows you to select from any obtainable cost date, whether or not it is to start with, center, or finish of the month. That manner, you’ll be able to arrange computerized funds which might be aligned together with your paycheck.
No late charges: One of the vital distinctive perks is that there are not any late charges, ever. Whilst you ought to all the time pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you simply will not be charged when you do slip up and miss a cost.
No penalty APR: In case you miss some funds, most bank cards will enhance your rate of interest to their penalty APR. The Citi Simplicity® Card by no means fees a penalty price, so your APR is not vulnerable to rising resulting from late funds.
No annual payment: This card comes with no annual payment, which is a vital characteristic in case your objective is to repay debt.
