After dwelling for a yr every in India, UAE, Singapore, and Thailand, Akshat Shrivastava, Founding father of Knowledge Hatch, laid out a blunt comparability of what it means to stay, work, and retire in these international locations. In a viral submit on X (formally Twitter), he dissected the financial realities and life-style decisions throughout borders — with out mincing phrases.
In a submit on X (previously Twitter), Shrivastava wrote, “I’ve lived (not less than for a yr) throughout 4 international locations in my life: India, UAE, Singapore and Thailand.”
He started with India, calling it “an important place to retire,” due to its low value of dwelling. “If you’re executed working, choose a state like Kerala or Goa. Retire. You possibly can survive very properly with 75K-1.25L INR,” he wrote.
However relating to constructing wealth, Shrivastava mentioned India ranks poorly. “Not solely the working taxes are loopy excessive (and also you get jack-shit in return). The rules are restrictive. You possibly can’t actually plan a enterprise for the subsequent 5 years,” he mentioned, including that India fears innovation and provides “0 respect for trustworthy, hardworking folks.”
Alternatively, the UAE stands out for wealth creation. With zero tax on working earnings and capital positive factors, he described it as a spot the place “the federal government truly cares about their folks (even residents).” Nonetheless, the excessive value of dwelling makes it difficult for low earners.
Thailand, he wrote, gives a center path: much less corrupt than India, higher infrastructure, and favorable for retirement or digital nomads. Nonetheless, “language barrier and so on makes it troublesome to construct any working earnings right here,” he added.
Singapore, Shrivastava famous, is filled with “trustworthy & easy” folks, however comes with the best value of dwelling and visa hurdles. “You want astronomical wealth to maneuver right here,” he wrote. But, it is nonetheless “an important vacation spot” for working a enterprise.
Summing it up, he suggested: “If you’re a younger Indian, you have got higher odds in UAE. If you’re previous, choose India/Thailand for retirement.”
Shrivastava’s submit sparked a flurry of responses on-line. One person respectfully disagreed: “India isn’t good, however it’s the land of uneven upside… The following Google, Netflix, Tesla will rise from a 1B+ Bharat market.”
One other person commented, “Effectively-articulated! Completely agree — India is peaceable to retire however punishing for wealth creation. UAE is a dream for builders with 0% tax, whereas Singapore gives construction however at a premium. Thailand strikes a steadiness for life-style.”