The nation’s largest public lender, State Financial institution of India (SBI) reported a drop of 10 % in standalone internet revenue for Q4FY25 at ₹18,642.59 crore in comparison with ₹20,698.35 crore within the corresponding interval final yr. The general public sector financial institution’s internet curiosity earnings (NII) stood at ₹42,774 crore.
The state-run lender’s working revenue for FY25 crossed ₹1 lakh crore and grew by 17.89 % year-on-year (YoY) to ₹1,10,579 crore whereas working revenue for Q4FY25 grew by 8.83 % YoY to ₹31,286 crore.
The financial institution’s internet revenue for FY25 stood at ₹70,901 crore, witnessing a progress of 16.08 % YoY. The gross non-performing asset (NPA) ratio stood at 1.82 % and improved by 42 bps YoY. The online NPA ratio was at 0.47 % improved by 10 bps YoY.
The financial institution revised its credit score progress steering for FY26 to 12–13%, down from an earlier projection of 14-16%. SBI stated its internet curiosity margin (NIM) outlook stays linked to the rate of interest cycle and it expects additional financial easing within the coming quarters.
CS Setty, Chairman of State Financial institution of India, stated that credit score progress continues to be good throughout all segments, although there may be some moderation. He added that the financial institution continues to reveal industry-leading asset high quality.
The lender declared a dividend of ₹15.90 per share for the fiscal yr ended March 31, 2025, with a document date of Could 16 and cost scheduled for Could 30.
The State Financial institution of India Board additionally plans to boost as much as ₹25,000 crore by way of fairness issuance in FY 2025-26 through certified establishments placement (QIP), Comply with-on Public Supply, or different accredited strategies, topic to regulatory approvals, the financial institution stated in an alternate submitting.
